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CapEd Credit Union | More Than Banking

How can we help you?

Become a member, join our team, or access Online Banking

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Become a Member

Become a member at CapEd today and take advantage of membership benefits while helping give back to our local communities.

Become a Member 

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Join Our Team

We're looking for talented individuals who are committed to excellence and eager to make a difference.

Join Our Team 

Access your accounts online anytime with CapEd's online banking either on your desktop computer or mobile device.

CapEd Credit Union Rates

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Auto

Base Rate of
48 Months
2021 or newer

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Boat & RV

Base Rate of
96 Months
2021 or newer

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HELOC

Intro rate of 3.99% APR**
For 6 Month
4.00% - 18.00% APR
thereafter

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Heplful Resources

Home Equity Loans

Get access to funds for home improvement, vacation, and more with a HELOC or Home Equity Loan.

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Loan Payments

Need to make a payment on your CapEd loan? We are here to help!

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Certificates

A great way to save and earn a higher dividend rate than other savings or checking accounts.

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Financial Wellness

Teaching our members financial well-being is very important to us. Let our learning center be a helpful resource for you!

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It's More Than Banking, it's Making a Difference

It's more than banking, it's making a difference.

Interested in how we make a difference?

Community Involvement
CapEd's Unidos Committee doing volunteer work for the Idaho community.
Various CapEd charitable efforts including donations to teacher grants, delivering books for the Salvation Army book drive, and community outreach.

Disclosures

*APY is Annual Percentage Yield.

**APR will adjust when the 6 month promotional introductory fixed rate period is over, between 4.00% & 18.00% APR. Appraisal fee must be paid if appraisal is required. No other fees will be charged. For HELOCs over $250,000 closing costs apply. The closing costs range from $1,000 to $1,500 and include title fees, appraisal, recording fees, and flood determination. Property insurance is required for HELOC and Home Equity Loans. All loans are subject to approval. Offer is subject to change at any time and may vary based on creditworthiness, qualifications, loan amounts, and collateral conditions.