Purchase A Home
Purchasing a home is a big investment. Whether you are a first-time home buyer, buying your next home, or buying a vacation or investment home second home, our Mortgage Loan Officers are here to help you every step of the way. Let us help you find the best mortgage option for your financial situation.
Here are the various mortgage loan types available to assist with your home purchase.
|Mortgage Type||Details||Best for you if...|
|Adjustable Rate Mortgage (ARM)||
Lock & Locate
Take the mystery out of knowing what your mortgage rate will be while taking the time to find the home location that's right for you. CapEd members are able to lock a mortgage loan at a current rate1 for up to 180 days on existing homes and 360 days if you're building a home. CapEd's Lock & Locate program also allows a one-time "float down" option to be used within 60 days of closing or rate expiration, if rates drop. Let us help you find your perfect home!
Take the mystery out of your mortgage rate while you find the location that's right for your new home. CapEd members can lock in a mortgage loan rate1 for up to 180 days on existing homes and 360 days if you're building a home with CapEd's Lock and Locate program. You can even "float down" your rate once within 60 days of closing or rate expiration if rates drop to lock in a lower rate. Don't miss out on this cost-saving strategy to make your move.
Apply for a Mortgage
Apply for a mortgage online or visit a CapEd location.
We'd like to offer our local knowledge and experience to help you make your move. Connect directly with a CapEd Personal Financial Representative using the "Let's Talk" feature in the bottom right corner of your screen during business hours, or use the following form to reach out to one of our experienced Mortgage Loan Officers for a free consultation.
Helpful resources for buying a home.