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CapEd Credit Union | More Than Banking

How can we help you?
Find what you're looking for 
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Become a Member

Become a member at CapEd today and take advantage of membership benefits while helping give back to our local communities.

Become a Member 

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Join Our Team

We're looking for talented individuals who are committed to excellence and eager to make a difference.

Join Our Team 

Access your accounts online anytime with CapEd's online banking either on your desktop computer or mobile device.

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Auto

APR as low as
5.09% APR
24 - 96 Months
2021 or newer

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Boat & RV

APR as low as
7.59% APR
36 - 180 Months
2021 or newer

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Mortgage

as low as
% APR
15 Year
Conventional Fixed

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HELOC

Intro rate of 3.99% APR**
For 6 Month
4.00% - 18.00% APR
thereafter

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More Rates

Home Equity Loans

Get access to funds for home improvement, vacation, and more with a HELOC or Home Equity Loan.

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Loan Payments

Need to make a payment on your CapEd loan? We are here to help!

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Certificates

A great way to save and earn a higher dividend rate than other savings or checking accounts.

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Financial Wellness

Teaching our members financial well-being is very important to us. Let our learning center be a helpful resource for you!

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It's more than banking, it's making a difference.
Various CapEd charitable efforts including volunteering at the Idaho Food Bank and giving money as part of the Idaho CapEd Foundation teacher grant program.
Various CapEd charitable efforts including volunteering at the Idaho Food Bank and giving money as part of the Idaho CapEd Foundation teacher grant program.

Disclosures

*APY is Annual Percentage Yield.

**APR will adjust when the 6 month promotional introductory fixed rate period is over, between 4.00% & 18.00% APR. Appraisal fee must be paid if appraisal is required. No other fees will be charged. For HELOCs over $250,000 closing costs apply. The closing costs range from $1,000 to $1,500 and include title fees, appraisal, recording fees, and flood determination. Property insurance is required for HELOC and Home Equity Loans. All loans are subject to approval. Offer is subject to change at any time and may vary based on creditworthiness, qualifications, loan amounts, and collateral conditions.